Category: Identity Protection

Scammers are getting smarter—and more aggressive. Each year, more Americans are tricked into handing over personal information that leads to stolen refunds, hacked bank accounts, and ruined credit. Whether it’s a fake IRS call, email, or sketchy Wi-Fi login, your best defense is staying informed.

This guide outlines 12 proactive steps to protect your identity. Most of these are free and take only a few minutes. Let’s lock it down.

🛡️ 12 Identity Protection Tips

1. 🔐 Use strong, unique passwords

Create passwords with letters, numbers, and special characters. Avoid using birthdates or personal info. Never reuse the same password across different platforms. Use a password manager if necessary.

2. 📱 Be careful what you share online

Social media is a goldmine for identity thieves. Never post your full name, birthday, home address, or vacation dates publicly. Even seemingly innocent info can help hackers guess security answers.

3. 📁 Secure sensitive physical documents

Shred paper files you no longer need, and lock others in a fireproof safe. Never carry your Social Security card or passport in your wallet. Store digital documents in Zoho WorkDrive or encrypted folders.

4. 📵 Protect your mobile devices

Use a screen lock with biometrics or a long password. Only download apps from official stores. Review app permissions and disable access to your camera, microphone, or location when not needed.

5. 🧾 Check your credit report regularly

Get your free credit report at AnnualCreditReport.com. Look for unfamiliar accounts, inquiries, or addresses. If something’s off, dispute it and set up fraud alerts.

6. 🚫 Don’t fall for phishing scams

Never click links or attachments in unsolicited emails or texts claiming to be from the IRS. The IRS will never email or text you requesting payment. Forward suspicious messages to phishing@irs.gov.

Example scam text: “⚠️ Urgent: IRS issue with your tax account. Visit irs-secure-payments.com now to resolve or face penalties.”

7. 💻 Keep all software up to date

Outdated software can be exploited. Turn on automatic updates for your operating system, browser, and antivirus. This protects against malware and keylogging programs.

8. 📶 Avoid risky public Wi-Fi

Don’t access your bank or IRS account from public Wi-Fi unless you’re using a VPN. Hackers love sniffing unsecured traffic. If in doubt, use your mobile hotspot instead.

9. ✅ Enable two-factor authentication (2FA)

Always use 2FA for banking, taxes, and cloud logins. Even if your password is stolen, this second layer (e.g., SMS code or app confirmation) blocks unauthorized access.

10. 🔒 Lock your screens

Enable auto-lock on all devices after inactivity. Don’t leave your phone, laptop, or tablet unlocked in public spaces, even for a moment.

11. 📰 Stay informed about new scams

Sign up for scam alerts from the FTC and follow IRS alerts. If something feels “off,” it probably is. When in doubt, contact your tax advisor before taking action.

12. 🧼 Wipe devices before disposal

Before selling or recycling a phone, laptop, or printer, do a full factory reset. Use secure data-wiping software for added protection. Never donate tech that still holds personal data.

✅ Keeping your identity safe doesn’t require paranoia—just preparation. By following these 12 tips, you’ll reduce your risk dramatically and stay in control of your tax and financial future.

📎 Related Articles

• 👉 How to Set Up an IRS.gov Account
• 🚫 The IRS Will Never Call, Text, or Threaten You